Home Insurance

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Property Home Insurance

Home insurance is required by everyone who owns or rents property. As you compare retail and life insurance products, securing home and personal property protection becomes crucial. Consider Mr Auman, whose home insurance policy saved him during a sudden crisis when a fire destroyed Rs 8 lakh worth of belongings in his rented apartment. Irrespective of whether you are a tenant or an owner, securing home protection is vital. While we also guide businesses on commercial property insurance policy options, for individual homeowners, long-term multi-year coverage offers peace of mind along with lucrative premium discounts.

Benefits of Comprehensive Home Insurance

There is no point of denying to the fact that house insurance is a must, however, there are other benefits and riders to buying such a policy that will add convince you totally. Have a look below:

  • Secure your assets from any mis-happening.

  • Get comprehensive coverage to both content and structure of your home.

  • Buy home insurance policy at comparatively lower premium rates than other insurance policies.

  • It will reduce your stress and tension in case of unforeseen circumstances.

  • Timely insurance pay-outs allow families to go through rebuilding process quickly, helping them to move on and get back to their normal daily lives.

  • Towing Facility in the event of a vehicle breakdown or an accident

  • Zero Depreciation Cover can be availed as an add-on cover with Car Insurance

Exclusions in Home Insurance

  • Loss or damage caused by wear & tear and depreciation

  • Loss of cash or Damage caused by war, invasion, act of foreign country and nuclear war

  • Loss, destruction or damage caused to any electronic equipment due to over-running or excessive pressure